Banking Services

Personal Private Banking Services With a Trusted Banker

You deserve more from your banking experience than a smattering of basic checking and savings accounts. City National strives to serve as your financial coach, listening to your needs and utilizing our expertise to help you create a strategy that fits you. Your Private Banker is dedicated to you and works within the framework of our highly-accomplished team to find banking solutions that complement your financial objectives. 

City National's Private Platinum Banking, with convenience, financial control, cost-savings and access to your funds, includes deposit accounts that help maximize your return while maintaining liquidity. These services include an interest-bearing Private Platinum Checking Account1 with:

  • No monthly maintenance or overdraft fees2
  • Visa® Platinum Check Card for access to your funds anywhere Visa check cards are accepted
  • No City National fees for using non-City National ATMs
  • Unlimited rebates of reasonable ATM surcharges from non-City National ATM providers worldwide3
  • Free incoming and outgoing domestic and international wires
  • Complimentary standard 6-month stop payments, cashier’s checks and printed checks when ordered through City National
  • Free Online Banking with Bill Pay and Mobile Banking with City National FASTdeposit.®4
  • Safe deposit box discount of up to $1505

Sophisticated Lending & Credit Solutions6

Achieve more of your wealth and lifestyle goals by choosing from our array of intelligent financing options. Your dedicated advisor will collaborate with you to find the solutions that support your specific goals.

  • Preferred rates on certain consumer loan products.
  • City National Crystal® Visa Infinite®  Credit Card with City National Rewards®

A City National Private Banker is dedicated to you with before- and after-hours banking services, available by appointment, backed by a professional team of advisors ready to provide answers and guidance.

  1. The Private Platinum Checking Account is an interest-bearing account subject to the restrictions stated in the City National Private Platinum Checking Account Disclosure. See City National's most current Account Agreement and Disclosure, and applicable Fee Schedule for additional terms and conditions.  All loans, lines of credit, credit cards and other financing subject to credit approval. Benefits and services may change at any time without notice. If you maintain certain balance requirements, you may qualify for additional benefits.
  2. Includes overdraft, uncollected and insufficient funds (“NSF”) fees. City National Bank reserves the right to return, unpaid, any items drawn and presented against insufficient or uncollected funds. If the Qualifying Balance is not met by the end of 12 full calendar months, your enrollment in the Private Platinum Checking account will be subject to closure or conversion to another account type and imposition of monthly maintenance and overdraft fees and other changes as stated in the applicable account disclosure. See the applicable Fee Schedule or City National Private Platinum Banking Disclosure for details.
  3. City National Bank will pay all reasonable surcharges assessed by non-City National Bank ATM operators. The ATM/Check Card International Fee is not a surcharge and is not included in the waiver of surcharges.
  4. City National Online®, which includes Online Banking with Bill Pay and Mobile Banking with FASTdeposit, requires that you have an access device and an Internet Service Provider which you must pay for separately. FASTdeposit for Mobile Banking is available automatically as part of the iPhone®, iPad® and Android™ downloadable applications. Deposits are subject to verification and may not be available for immediate withdrawal. Select clients can request a higher deposit limit. Deposit limits and account eligibility apply. City National Online and FASTdeposit are registered trademarks of City National Bank. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc.
  5. Safe deposit boxes are subject to availability. Certain restrictions apply. See your Private Client Relationship Manager for details.
  6. All loans, lines of credit, credit cards and other types of financing are subject to credit approval. Residential mortgages and home equity products are not available in all states. Ask us for more information about where City National Bank lends. Aircraft loans are offered through First American Equipment Finance, a subsidiary of City National Bank.

Visa and Visa Infinite are registered trademarks of Visa International Service Association and used under license.